LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,625
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,169
−HK$1,568/mo
Today · 4.125%
HK$52,737
baseline
▲ 0.50% · 4.625%
HK$55,946
+HK$3,209/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$105,474/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$924,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,208
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,688
−HK$1,502/mo
Today · 4.125%
HK$58,190
baseline
▲ 0.50% · 4.625%
HK$61,258
+HK$3,068/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$116,380/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$924,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,550
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$61,403
−HK$1,882/mo
Today · 4.125%
HK$63,285
baseline
▲ 0.50% · 4.625%
HK$67,135
+HK$3,850/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$126,570/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$924,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,249
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$68,026
−HK$1,802/mo
Today · 4.125%
HK$69,828
baseline
▲ 0.50% · 4.625%
HK$73,509
+HK$3,681/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$139,656/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$924,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,475
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$71,636
−HK$2,196/mo
Today · 4.125%
HK$73,832
baseline
▲ 0.50% · 4.625%
HK$78,325
+HK$4,493/mo
Deposit HK$6.53M · loan HK$15.23M · min. income ≈ HK$147,664/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,291
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$79,363
−HK$2,103/mo
Today · 4.125%
HK$81,466
baseline
▲ 0.50% · 4.625%
HK$85,761
+HK$4,295/mo
Deposit HK$6.53M · loan HK$15.23M · min. income ≈ HK$162,932/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,325
−HK$5,602/mo
▼ 0.25% · 3.875%
HK$92,104
−HK$2,823/mo
Today · 4.125%
HK$94,927
baseline
▲ 0.50% · 4.625%
HK$100,703
+HK$5,776/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$189,854/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,928 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,374
−HK$5,368/mo
▼ 0.25% · 3.875%
HK$102,039
−HK$2,703/mo
Today · 4.125%
HK$104,742
baseline
▲ 0.50% · 4.625%
HK$110,264
+HK$5,522/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$209,484/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,928 · Scale 2, in force from 26 Feb 2026)