LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,627
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,170
−HK$1,569/mo
Today · 4.125%
HK$52,739
baseline
▲ 0.50% · 4.625%
HK$55,948
+HK$3,209/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$105,478/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$924,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,209
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,690
−HK$1,502/mo
Today · 4.125%
HK$58,192
baseline
▲ 0.50% · 4.625%
HK$61,259
+HK$3,067/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$116,384/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$924,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,552
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$61,405
−HK$1,882/mo
Today · 4.125%
HK$63,287
baseline
▲ 0.50% · 4.625%
HK$67,137
+HK$3,850/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$126,574/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$924,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,251
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$68,028
−HK$1,802/mo
Today · 4.125%
HK$69,830
baseline
▲ 0.50% · 4.625%
HK$73,511
+HK$3,681/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$139,660/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$924,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,477
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$71,639
−HK$2,195/mo
Today · 4.125%
HK$73,834
baseline
▲ 0.50% · 4.625%
HK$78,327
+HK$4,493/mo
Deposit HK$6.53M · loan HK$15.23M · min. income ≈ HK$147,668/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,293
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$79,366
−HK$2,103/mo
Today · 4.125%
HK$81,469
baseline
▲ 0.50% · 4.625%
HK$85,763
+HK$4,294/mo
Deposit HK$6.53M · loan HK$15.23M · min. income ≈ HK$162,938/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,328
−HK$5,602/mo
▼ 0.25% · 3.875%
HK$92,107
−HK$2,823/mo
Today · 4.125%
HK$94,930
baseline
▲ 0.50% · 4.625%
HK$100,706
+HK$5,776/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$189,860/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,377
−HK$5,369/mo
▼ 0.25% · 3.875%
HK$102,042
−HK$2,704/mo
Today · 4.125%
HK$104,746
baseline
▲ 0.50% · 4.625%
HK$110,267
+HK$5,521/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$209,492/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,957 · Scale 2, in force from 26 Feb 2026)