LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,628
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,172
−HK$1,568/mo
Today · 4.125%
HK$52,740
baseline
▲ 0.50% · 4.625%
HK$55,949
+HK$3,209/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$105,480/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$924,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,210
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,691
−HK$1,502/mo
Today · 4.125%
HK$58,193
baseline
▲ 0.50% · 4.625%
HK$61,261
+HK$3,068/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$116,386/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$924,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,553
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$61,406
−HK$1,882/mo
Today · 4.125%
HK$63,288
baseline
▲ 0.50% · 4.625%
HK$67,139
+HK$3,851/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$126,576/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$924,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,253
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$68,029
−HK$1,803/mo
Today · 4.125%
HK$69,832
baseline
▲ 0.50% · 4.625%
HK$73,513
+HK$3,681/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$139,664/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$924,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,479
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$71,640
−HK$2,196/mo
Today · 4.125%
HK$73,836
baseline
▲ 0.50% · 4.625%
HK$78,329
+HK$4,493/mo
Deposit HK$6.53M · loan HK$15.23M · min. income ≈ HK$147,672/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,295
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$79,368
−HK$2,103/mo
Today · 4.125%
HK$81,471
baseline
▲ 0.50% · 4.625%
HK$85,765
+HK$4,294/mo
Deposit HK$6.53M · loan HK$15.23M · min. income ≈ HK$162,942/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,330
−HK$5,602/mo
▼ 0.25% · 3.875%
HK$92,109
−HK$2,823/mo
Today · 4.125%
HK$94,932
baseline
▲ 0.50% · 4.625%
HK$100,708
+HK$5,776/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$189,864/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,977 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,379
−HK$5,369/mo
▼ 0.25% · 3.875%
HK$102,044
−HK$2,704/mo
Today · 4.125%
HK$104,748
baseline
▲ 0.50% · 4.625%
HK$110,269
+HK$5,521/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$209,496/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,977 · Scale 2, in force from 26 Feb 2026)