LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,629
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,173
−HK$1,568/mo
Today · 4.125%
HK$52,741
baseline
▲ 0.50% · 4.625%
HK$55,950
+HK$3,209/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$105,482/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$924,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,212
−HK$2,982/mo
▼ 0.25% · 3.875%
HK$56,692
−HK$1,502/mo
Today · 4.125%
HK$58,194
baseline
▲ 0.50% · 4.625%
HK$61,262
+HK$3,068/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$116,388/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$924,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,555
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$61,407
−HK$1,882/mo
Today · 4.125%
HK$63,289
baseline
▲ 0.50% · 4.625%
HK$67,140
+HK$3,851/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$126,578/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$924,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,254
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$68,031
−HK$1,802/mo
Today · 4.125%
HK$69,833
baseline
▲ 0.50% · 4.625%
HK$73,514
+HK$3,681/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$139,666/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$924,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,480
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$71,642
−HK$2,195/mo
Today · 4.125%
HK$73,837
baseline
▲ 0.50% · 4.625%
HK$78,330
+HK$4,493/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$147,674/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,296
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$79,369
−HK$2,103/mo
Today · 4.125%
HK$81,472
baseline
▲ 0.50% · 4.625%
HK$85,767
+HK$4,295/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$162,944/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$924,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,332
−HK$5,602/mo
▼ 0.25% · 3.875%
HK$92,111
−HK$2,823/mo
Today · 4.125%
HK$94,934
baseline
▲ 0.50% · 4.625%
HK$100,710
+HK$5,776/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$189,868/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,381
−HK$5,369/mo
▼ 0.25% · 3.875%
HK$102,046
−HK$2,704/mo
Today · 4.125%
HK$104,750
baseline
▲ 0.50% · 4.625%
HK$110,271
+HK$5,521/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$209,500/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$924,994 · Scale 2, in force from 26 Feb 2026)