LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,630
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,174
−HK$1,568/mo
Today · 4.125%
HK$52,742
baseline
▲ 0.50% · 4.625%
HK$55,951
+HK$3,209/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$105,484/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,213
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,694
−HK$1,502/mo
Today · 4.125%
HK$58,196
baseline
▲ 0.50% · 4.625%
HK$61,263
+HK$3,067/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$116,392/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,556
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$61,408
−HK$1,883/mo
Today · 4.125%
HK$63,291
baseline
▲ 0.50% · 4.625%
HK$67,142
+HK$3,851/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$126,582/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$925,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,255
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$68,032
−HK$1,803/mo
Today · 4.125%
HK$69,835
baseline
▲ 0.50% · 4.625%
HK$73,516
+HK$3,681/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$139,670/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$925,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,482
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$71,643
−HK$2,196/mo
Today · 4.125%
HK$73,839
baseline
▲ 0.50% · 4.625%
HK$78,332
+HK$4,493/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$147,678/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$925,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,298
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$79,371
−HK$2,103/mo
Today · 4.125%
HK$81,474
baseline
▲ 0.50% · 4.625%
HK$85,769
+HK$4,295/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$162,948/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$925,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,334
−HK$5,602/mo
▼ 0.25% · 3.875%
HK$92,113
−HK$2,823/mo
Today · 4.125%
HK$94,936
baseline
▲ 0.50% · 4.625%
HK$100,712
+HK$5,776/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$189,872/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,383
−HK$5,369/mo
▼ 0.25% · 3.875%
HK$102,048
−HK$2,704/mo
Today · 4.125%
HK$104,752
baseline
▲ 0.50% · 4.625%
HK$110,274
+HK$5,522/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$209,504/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,015 · Scale 2, in force from 26 Feb 2026)