LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,631
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,175
−HK$1,569/mo
Today · 4.125%
HK$52,744
baseline
▲ 0.50% · 4.625%
HK$55,953
+HK$3,209/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$105,488/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,214
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,695
−HK$1,502/mo
Today · 4.125%
HK$58,197
baseline
▲ 0.50% · 4.625%
HK$61,265
+HK$3,068/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$116,394/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,558
−HK$3,734/mo
▼ 0.25% · 3.875%
HK$61,410
−HK$1,882/mo
Today · 4.125%
HK$63,292
baseline
▲ 0.50% · 4.625%
HK$67,143
+HK$3,851/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$126,584/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$925,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,257
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$68,034
−HK$1,803/mo
Today · 4.125%
HK$69,837
baseline
▲ 0.50% · 4.625%
HK$73,518
+HK$3,681/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$139,674/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$925,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,484
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$71,645
−HK$2,196/mo
Today · 4.125%
HK$73,841
baseline
▲ 0.50% · 4.625%
HK$78,334
+HK$4,493/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$147,682/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$925,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,300
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$79,373
−HK$2,103/mo
Today · 4.125%
HK$81,476
baseline
▲ 0.50% · 4.625%
HK$85,771
+HK$4,295/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$162,952/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$925,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,336
−HK$5,602/mo
▼ 0.25% · 3.875%
HK$92,115
−HK$2,823/mo
Today · 4.125%
HK$94,938
baseline
▲ 0.50% · 4.625%
HK$100,715
+HK$5,777/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$189,876/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,386
−HK$5,369/mo
▼ 0.25% · 3.875%
HK$102,051
−HK$2,704/mo
Today · 4.125%
HK$104,755
baseline
▲ 0.50% · 4.625%
HK$110,277
+HK$5,522/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$209,510/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,040 · Scale 2, in force from 26 Feb 2026)