LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,632
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,176
−HK$1,568/mo
Today · 4.125%
HK$52,744
baseline
▲ 0.50% · 4.625%
HK$55,954
+HK$3,210/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$105,488/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,215
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,696
−HK$1,502/mo
Today · 4.125%
HK$58,198
baseline
▲ 0.50% · 4.625%
HK$61,266
+HK$3,068/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$116,396/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,558
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$61,411
−HK$1,882/mo
Today · 4.125%
HK$63,293
baseline
▲ 0.50% · 4.625%
HK$67,144
+HK$3,851/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$126,586/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$925,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,258
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$68,035
−HK$1,803/mo
Today · 4.125%
HK$69,838
baseline
▲ 0.50% · 4.625%
HK$73,519
+HK$3,681/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$139,676/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$925,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,485
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$71,646
−HK$2,196/mo
Today · 4.125%
HK$73,842
baseline
▲ 0.50% · 4.625%
HK$78,335
+HK$4,493/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$147,684/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$925,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,301
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$79,374
−HK$2,103/mo
Today · 4.125%
HK$81,477
baseline
▲ 0.50% · 4.625%
HK$85,772
+HK$4,295/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$162,954/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$925,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,337
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$92,116
−HK$2,824/mo
Today · 4.125%
HK$94,940
baseline
▲ 0.50% · 4.625%
HK$100,717
+HK$5,777/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$189,880/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,053 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,387
−HK$5,370/mo
▼ 0.25% · 3.875%
HK$102,053
−HK$2,704/mo
Today · 4.125%
HK$104,757
baseline
▲ 0.50% · 4.625%
HK$110,278
+HK$5,521/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$209,514/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,053 · Scale 2, in force from 26 Feb 2026)