LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,633
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,177
−HK$1,568/mo
Today · 4.125%
HK$52,745
baseline
▲ 0.50% · 4.625%
HK$55,955
+HK$3,210/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$105,490/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,216
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,697
−HK$1,502/mo
Today · 4.125%
HK$58,199
baseline
▲ 0.50% · 4.625%
HK$61,267
+HK$3,068/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$116,398/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,559
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$61,412
−HK$1,882/mo
Today · 4.125%
HK$63,294
baseline
▲ 0.50% · 4.625%
HK$67,145
+HK$3,851/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$126,588/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$925,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,259
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$68,036
−HK$1,803/mo
Today · 4.125%
HK$69,839
baseline
▲ 0.50% · 4.625%
HK$73,520
+HK$3,681/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$139,678/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$925,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,486
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$71,647
−HK$2,196/mo
Today · 4.125%
HK$73,843
baseline
▲ 0.50% · 4.625%
HK$78,336
+HK$4,493/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$147,686/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$925,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,302
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$79,375
−HK$2,104/mo
Today · 4.125%
HK$81,479
baseline
▲ 0.50% · 4.625%
HK$85,774
+HK$4,295/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$162,958/mo (50% DSR)
Upfront cash ≈ HK$7.45M (deposit + AVD stamp duty HK$925,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,339
−HK$5,602/mo
▼ 0.25% · 3.875%
HK$92,118
−HK$2,823/mo
Today · 4.125%
HK$94,941
baseline
▲ 0.50% · 4.625%
HK$100,718
+HK$5,777/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$189,882/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,389
−HK$5,369/mo
▼ 0.25% · 3.875%
HK$102,054
−HK$2,704/mo
Today · 4.125%
HK$104,758
baseline
▲ 0.50% · 4.625%
HK$110,280
+HK$5,522/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$209,516/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,068 · Scale 2, in force from 26 Feb 2026)