LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,634
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,177
−HK$1,569/mo
Today · 4.125%
HK$52,746
baseline
▲ 0.50% · 4.625%
HK$55,956
+HK$3,210/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$105,492/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,217
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,698
−HK$1,502/mo
Today · 4.125%
HK$58,200
baseline
▲ 0.50% · 4.625%
HK$61,268
+HK$3,068/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$116,400/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,560
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$61,413
−HK$1,882/mo
Today · 4.125%
HK$63,295
baseline
▲ 0.50% · 4.625%
HK$67,147
+HK$3,852/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$126,590/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$925,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,260
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$68,037
−HK$1,803/mo
Today · 4.125%
HK$69,840
baseline
▲ 0.50% · 4.625%
HK$73,521
+HK$3,681/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$139,680/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$925,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,487
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$71,648
−HK$2,196/mo
Today · 4.125%
HK$73,844
baseline
▲ 0.50% · 4.625%
HK$78,338
+HK$4,494/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$147,688/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,304
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$79,377
−HK$2,103/mo
Today · 4.125%
HK$81,480
baseline
▲ 0.50% · 4.625%
HK$85,775
+HK$4,295/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$162,960/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,340
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$92,119
−HK$2,824/mo
Today · 4.125%
HK$94,943
baseline
▲ 0.50% · 4.625%
HK$100,720
+HK$5,777/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$189,886/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,390
−HK$5,370/mo
▼ 0.25% · 3.875%
HK$102,056
−HK$2,704/mo
Today · 4.125%
HK$104,760
baseline
▲ 0.50% · 4.625%
HK$110,282
+HK$5,522/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$209,520/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,084 · Scale 2, in force from 26 Feb 2026)