LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,638
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,182
−HK$1,568/mo
Today · 4.125%
HK$52,750
baseline
▲ 0.50% · 4.625%
HK$55,960
+HK$3,210/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$105,500/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,221
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,703
−HK$1,502/mo
Today · 4.125%
HK$58,205
baseline
▲ 0.50% · 4.625%
HK$61,273
+HK$3,068/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$116,410/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,565
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$61,418
−HK$1,883/mo
Today · 4.125%
HK$63,301
baseline
▲ 0.50% · 4.625%
HK$67,152
+HK$3,851/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$126,602/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$925,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,266
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$68,043
−HK$1,803/mo
Today · 4.125%
HK$69,846
baseline
▲ 0.50% · 4.625%
HK$73,528
+HK$3,682/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$139,692/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$925,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,493
−HK$4,358/mo
▼ 0.25% · 3.875%
HK$71,654
−HK$2,197/mo
Today · 4.125%
HK$73,851
baseline
▲ 0.50% · 4.625%
HK$78,344
+HK$4,493/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$147,702/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,310
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$79,384
−HK$2,103/mo
Today · 4.125%
HK$81,487
baseline
▲ 0.50% · 4.625%
HK$85,782
+HK$4,295/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$162,974/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,348
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$92,127
−HK$2,824/mo
Today · 4.125%
HK$94,951
baseline
▲ 0.50% · 4.625%
HK$100,728
+HK$5,777/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$189,902/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,161 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,399
−HK$5,370/mo
▼ 0.25% · 3.875%
HK$102,065
−HK$2,704/mo
Today · 4.125%
HK$104,769
baseline
▲ 0.50% · 4.625%
HK$110,291
+HK$5,522/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$209,538/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,161 · Scale 2, in force from 26 Feb 2026)