LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,639
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,183
−HK$1,569/mo
Today · 4.125%
HK$52,752
baseline
▲ 0.50% · 4.625%
HK$55,962
+HK$3,210/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$105,504/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,223
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,704
−HK$1,502/mo
Today · 4.125%
HK$58,206
baseline
▲ 0.50% · 4.625%
HK$61,274
+HK$3,068/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$116,412/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,567
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$61,420
−HK$1,882/mo
Today · 4.125%
HK$63,302
baseline
▲ 0.50% · 4.625%
HK$67,154
+HK$3,852/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$126,604/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$925,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,267
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,045
−HK$1,803/mo
Today · 4.125%
HK$69,848
baseline
▲ 0.50% · 4.625%
HK$73,529
+HK$3,681/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$139,696/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$925,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,495
−HK$4,357/mo
▼ 0.25% · 3.875%
HK$71,656
−HK$2,196/mo
Today · 4.125%
HK$73,852
baseline
▲ 0.50% · 4.625%
HK$78,346
+HK$4,494/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$147,704/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,312
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$79,385
−HK$2,104/mo
Today · 4.125%
HK$81,489
baseline
▲ 0.50% · 4.625%
HK$85,784
+HK$4,295/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$162,978/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,350
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$92,129
−HK$2,824/mo
Today · 4.125%
HK$94,953
baseline
▲ 0.50% · 4.625%
HK$100,731
+HK$5,778/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$189,906/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,184 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,401
−HK$5,370/mo
▼ 0.25% · 3.875%
HK$102,067
−HK$2,704/mo
Today · 4.125%
HK$104,771
baseline
▲ 0.50% · 4.625%
HK$110,294
+HK$5,523/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$209,542/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,184 · Scale 2, in force from 26 Feb 2026)