LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,640
−HK$3,112/mo
▼ 0.25% · 3.875%
HK$51,184
−HK$1,568/mo
Today · 4.125%
HK$52,752
baseline
▲ 0.50% · 4.625%
HK$55,962
+HK$3,210/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$105,504/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,224
−HK$2,983/mo
▼ 0.25% · 3.875%
HK$56,705
−HK$1,502/mo
Today · 4.125%
HK$58,207
baseline
▲ 0.50% · 4.625%
HK$61,275
+HK$3,068/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$116,414/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,568
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$61,420
−HK$1,883/mo
Today · 4.125%
HK$63,303
baseline
▲ 0.50% · 4.625%
HK$67,155
+HK$3,852/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$126,606/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$925,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,268
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,046
−HK$1,803/mo
Today · 4.125%
HK$69,849
baseline
▲ 0.50% · 4.625%
HK$73,530
+HK$3,681/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$139,698/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$925,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,495
−HK$4,358/mo
▼ 0.25% · 3.875%
HK$71,657
−HK$2,196/mo
Today · 4.125%
HK$73,853
baseline
▲ 0.50% · 4.625%
HK$78,347
+HK$4,494/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$147,706/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,313
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$79,386
−HK$2,104/mo
Today · 4.125%
HK$81,490
baseline
▲ 0.50% · 4.625%
HK$85,785
+HK$4,295/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$162,980/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,351
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$92,131
−HK$2,823/mo
Today · 4.125%
HK$94,954
baseline
▲ 0.50% · 4.625%
HK$100,732
+HK$5,778/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$189,908/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,196 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,402
−HK$5,371/mo
▼ 0.25% · 3.875%
HK$102,068
−HK$2,705/mo
Today · 4.125%
HK$104,773
baseline
▲ 0.50% · 4.625%
HK$110,296
+HK$5,523/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$209,546/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,196 · Scale 2, in force from 26 Feb 2026)