LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,640
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,184
−HK$1,569/mo
Today · 4.125%
HK$52,753
baseline
▲ 0.50% · 4.625%
HK$55,963
+HK$3,210/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$105,506/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,224
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,706
−HK$1,502/mo
Today · 4.125%
HK$58,208
baseline
▲ 0.50% · 4.625%
HK$61,276
+HK$3,068/mo
Deposit HK$10.88M · loan HK$10.88M · min. income ≈ HK$116,416/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,568
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$61,421
−HK$1,883/mo
Today · 4.125%
HK$63,304
baseline
▲ 0.50% · 4.625%
HK$67,156
+HK$3,852/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$126,608/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$925,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,269
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,047
−HK$1,803/mo
Today · 4.125%
HK$69,850
baseline
▲ 0.50% · 4.625%
HK$73,532
+HK$3,682/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$139,700/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$925,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,497
−HK$4,358/mo
▼ 0.25% · 3.875%
HK$71,658
−HK$2,197/mo
Today · 4.125%
HK$73,855
baseline
▲ 0.50% · 4.625%
HK$78,348
+HK$4,493/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$147,710/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,314
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$79,388
−HK$2,103/mo
Today · 4.125%
HK$81,491
baseline
▲ 0.50% · 4.625%
HK$85,787
+HK$4,296/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$162,982/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,353
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$92,132
−HK$2,824/mo
Today · 4.125%
HK$94,956
baseline
▲ 0.50% · 4.625%
HK$100,734
+HK$5,778/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$189,912/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,211 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,404
−HK$5,370/mo
▼ 0.25% · 3.875%
HK$102,070
−HK$2,704/mo
Today · 4.125%
HK$104,774
baseline
▲ 0.50% · 4.625%
HK$110,297
+HK$5,523/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$209,548/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,211 · Scale 2, in force from 26 Feb 2026)