LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,643
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,187
−HK$1,569/mo
Today · 4.125%
HK$52,756
baseline
▲ 0.50% · 4.625%
HK$55,966
+HK$3,210/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$105,512/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,227
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,708
−HK$1,503/mo
Today · 4.125%
HK$58,211
baseline
▲ 0.50% · 4.625%
HK$61,279
+HK$3,068/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$116,422/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,572
−HK$3,735/mo
▼ 0.25% · 3.875%
HK$61,425
−HK$1,882/mo
Today · 4.125%
HK$63,307
baseline
▲ 0.50% · 4.625%
HK$67,159
+HK$3,852/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$126,614/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$925,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,273
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$68,050
−HK$1,803/mo
Today · 4.125%
HK$69,853
baseline
▲ 0.50% · 4.625%
HK$73,535
+HK$3,682/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$139,706/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$925,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,500
−HK$4,358/mo
▼ 0.25% · 3.875%
HK$71,662
−HK$2,196/mo
Today · 4.125%
HK$73,858
baseline
▲ 0.50% · 4.625%
HK$78,352
+HK$4,494/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$147,716/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,318
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$79,392
−HK$2,103/mo
Today · 4.125%
HK$81,495
baseline
▲ 0.50% · 4.625%
HK$85,791
+HK$4,296/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$162,990/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,357
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$92,137
−HK$2,824/mo
Today · 4.125%
HK$94,961
baseline
▲ 0.50% · 4.625%
HK$100,739
+HK$5,778/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$189,922/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,258 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,409
−HK$5,371/mo
▼ 0.25% · 3.875%
HK$102,075
−HK$2,705/mo
Today · 4.125%
HK$104,780
baseline
▲ 0.50% · 4.625%
HK$110,303
+HK$5,523/mo
Deposit HK$2.18M · loan HK$19.59M · min. income ≈ HK$209,560/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,258 · Scale 2, in force from 26 Feb 2026)