LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,648
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,192
−HK$1,569/mo
Today · 4.125%
HK$52,761
baseline
▲ 0.50% · 4.625%
HK$55,972
+HK$3,211/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$105,522/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,233
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,714
−HK$1,503/mo
Today · 4.125%
HK$58,217
baseline
▲ 0.50% · 4.625%
HK$61,286
+HK$3,069/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$116,434/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,578
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$61,431
−HK$1,883/mo
Today · 4.125%
HK$63,314
baseline
▲ 0.50% · 4.625%
HK$67,166
+HK$3,852/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$126,628/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$925,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,280
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$68,057
−HK$1,803/mo
Today · 4.125%
HK$69,860
baseline
▲ 0.50% · 4.625%
HK$73,543
+HK$3,683/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$139,720/mo (50% DSR)
Upfront cash ≈ HK$9.63M (deposit + AVD stamp duty HK$925,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,507
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$71,669
−HK$2,197/mo
Today · 4.125%
HK$73,866
baseline
▲ 0.50% · 4.625%
HK$78,361
+HK$4,495/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$147,732/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,326
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$79,400
−HK$2,104/mo
Today · 4.125%
HK$81,504
baseline
▲ 0.50% · 4.625%
HK$85,800
+HK$4,296/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$163,008/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,366
−HK$5,605/mo
▼ 0.25% · 3.875%
HK$92,146
−HK$2,825/mo
Today · 4.125%
HK$94,971
baseline
▲ 0.50% · 4.625%
HK$100,749
+HK$5,778/mo
Deposit HK$2.18M · loan HK$19.60M · min. income ≈ HK$189,942/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,353 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,419
−HK$5,372/mo
▼ 0.25% · 3.875%
HK$102,086
−HK$2,705/mo
Today · 4.125%
HK$104,791
baseline
▲ 0.50% · 4.625%
HK$110,314
+HK$5,523/mo
Deposit HK$2.18M · loan HK$19.60M · min. income ≈ HK$209,582/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,353 · Scale 2, in force from 26 Feb 2026)