LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,651
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,195
−HK$1,569/mo
Today · 4.125%
HK$52,764
baseline
▲ 0.50% · 4.625%
HK$55,975
+HK$3,211/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$105,528/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,236
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,717
−HK$1,503/mo
Today · 4.125%
HK$58,220
baseline
▲ 0.50% · 4.625%
HK$61,289
+HK$3,069/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$116,440/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,581
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$61,434
−HK$1,883/mo
Today · 4.125%
HK$63,317
baseline
▲ 0.50% · 4.625%
HK$67,170
+HK$3,853/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$126,634/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,283
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,061
−HK$1,803/mo
Today · 4.125%
HK$69,864
baseline
▲ 0.50% · 4.625%
HK$73,547
+HK$3,683/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$139,728/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,511
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$71,673
−HK$2,197/mo
Today · 4.125%
HK$73,870
baseline
▲ 0.50% · 4.625%
HK$78,365
+HK$4,495/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$147,740/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,330
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$79,404
−HK$2,104/mo
Today · 4.125%
HK$81,508
baseline
▲ 0.50% · 4.625%
HK$85,805
+HK$4,297/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$163,016/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,371
−HK$5,605/mo
▼ 0.25% · 3.875%
HK$92,151
−HK$2,825/mo
Today · 4.125%
HK$94,976
baseline
▲ 0.50% · 4.625%
HK$100,755
+HK$5,779/mo
Deposit HK$2.18M · loan HK$19.60M · min. income ≈ HK$189,952/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,405 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,425
−HK$5,371/mo
▼ 0.25% · 3.875%
HK$102,091
−HK$2,705/mo
Today · 4.125%
HK$104,796
baseline
▲ 0.50% · 4.625%
HK$110,320
+HK$5,524/mo
Deposit HK$2.18M · loan HK$19.60M · min. income ≈ HK$209,592/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,405 · Scale 2, in force from 26 Feb 2026)