LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,652
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,196
−HK$1,569/mo
Today · 4.125%
HK$52,765
baseline
▲ 0.50% · 4.625%
HK$55,976
+HK$3,211/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$105,530/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,237
−HK$2,984/mo
▼ 0.25% · 3.875%
HK$56,718
−HK$1,503/mo
Today · 4.125%
HK$58,221
baseline
▲ 0.50% · 4.625%
HK$61,290
+HK$3,069/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$116,442/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,582
−HK$3,736/mo
▼ 0.25% · 3.875%
HK$61,435
−HK$1,883/mo
Today · 4.125%
HK$63,318
baseline
▲ 0.50% · 4.625%
HK$67,171
+HK$3,853/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$126,636/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,284
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,062
−HK$1,803/mo
Today · 4.125%
HK$69,865
baseline
▲ 0.50% · 4.625%
HK$73,548
+HK$3,683/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$139,730/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,512
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$71,675
−HK$2,196/mo
Today · 4.125%
HK$73,871
baseline
▲ 0.50% · 4.625%
HK$78,366
+HK$4,495/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$147,742/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,332
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$79,406
−HK$2,104/mo
Today · 4.125%
HK$81,510
baseline
▲ 0.50% · 4.625%
HK$85,806
+HK$4,296/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$163,020/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,373
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$92,153
−HK$2,824/mo
Today · 4.125%
HK$94,977
baseline
▲ 0.50% · 4.625%
HK$100,757
+HK$5,780/mo
Deposit HK$2.18M · loan HK$19.60M · min. income ≈ HK$189,954/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,427
−HK$5,371/mo
▼ 0.25% · 3.875%
HK$102,093
−HK$2,705/mo
Today · 4.125%
HK$104,798
baseline
▲ 0.50% · 4.625%
HK$110,322
+HK$5,524/mo
Deposit HK$2.18M · loan HK$19.60M · min. income ≈ HK$209,596/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,420 · Scale 2, in force from 26 Feb 2026)