LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,652
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$51,196
−HK$1,570/mo
Today · 4.125%
HK$52,766
baseline
▲ 0.50% · 4.625%
HK$55,976
+HK$3,210/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$105,532/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,237
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$56,719
−HK$1,503/mo
Today · 4.125%
HK$58,222
baseline
▲ 0.50% · 4.625%
HK$61,291
+HK$3,069/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$116,444/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,582
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$61,436
−HK$1,883/mo
Today · 4.125%
HK$63,319
baseline
▲ 0.50% · 4.625%
HK$67,172
+HK$3,853/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$126,638/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,285
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$68,063
−HK$1,803/mo
Today · 4.125%
HK$69,866
baseline
▲ 0.50% · 4.625%
HK$73,549
+HK$3,683/mo
Deposit HK$8.71M · loan HK$13.06M · min. income ≈ HK$139,732/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,513
−HK$4,359/mo
▼ 0.25% · 3.875%
HK$71,675
−HK$2,197/mo
Today · 4.125%
HK$73,872
baseline
▲ 0.50% · 4.625%
HK$78,367
+HK$4,495/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$147,744/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,332
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$79,406
−HK$2,104/mo
Today · 4.125%
HK$81,510
baseline
▲ 0.50% · 4.625%
HK$85,807
+HK$4,297/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$163,020/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,374
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$92,154
−HK$2,824/mo
Today · 4.125%
HK$94,978
baseline
▲ 0.50% · 4.625%
HK$100,757
+HK$5,779/mo
Deposit HK$2.18M · loan HK$19.60M · min. income ≈ HK$189,956/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,427
−HK$5,372/mo
▼ 0.25% · 3.875%
HK$102,094
−HK$2,705/mo
Today · 4.125%
HK$104,799
baseline
▲ 0.50% · 4.625%
HK$110,323
+HK$5,524/mo
Deposit HK$2.18M · loan HK$19.60M · min. income ≈ HK$209,598/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,427 · Scale 2, in force from 26 Feb 2026)