LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,655
−HK$3,113/mo
▼ 0.25% · 3.875%
HK$51,199
−HK$1,569/mo
Today · 4.125%
HK$52,768
baseline
▲ 0.50% · 4.625%
HK$55,979
+HK$3,211/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$105,536/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,240
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$56,722
−HK$1,503/mo
Today · 4.125%
HK$58,225
baseline
▲ 0.50% · 4.625%
HK$61,294
+HK$3,069/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$116,450/mo (50% DSR)
Upfront cash ≈ HK$11.81M (deposit + AVD stamp duty HK$925,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,585
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$61,439
−HK$1,883/mo
Today · 4.125%
HK$63,322
baseline
▲ 0.50% · 4.625%
HK$67,175
+HK$3,853/mo
Deposit HK$8.71M · loan HK$13.07M · min. income ≈ HK$126,644/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,288
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$68,066
−HK$1,804/mo
Today · 4.125%
HK$69,870
baseline
▲ 0.50% · 4.625%
HK$73,552
+HK$3,682/mo
Deposit HK$8.71M · loan HK$13.07M · min. income ≈ HK$139,740/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,516
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$71,679
−HK$2,197/mo
Today · 4.125%
HK$73,876
baseline
▲ 0.50% · 4.625%
HK$78,371
+HK$4,495/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$147,752/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,336
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$79,410
−HK$2,104/mo
Today · 4.125%
HK$81,514
baseline
▲ 0.50% · 4.625%
HK$85,811
+HK$4,297/mo
Deposit HK$6.53M · loan HK$15.24M · min. income ≈ HK$163,028/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,378
−HK$5,605/mo
▼ 0.25% · 3.875%
HK$92,158
−HK$2,825/mo
Today · 4.125%
HK$94,983
baseline
▲ 0.50% · 4.625%
HK$100,762
+HK$5,779/mo
Deposit HK$2.18M · loan HK$19.60M · min. income ≈ HK$189,966/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,474 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,432
−HK$5,372/mo
▼ 0.25% · 3.875%
HK$102,099
−HK$2,705/mo
Today · 4.125%
HK$104,804
baseline
▲ 0.50% · 4.625%
HK$110,329
+HK$5,525/mo
Deposit HK$2.18M · loan HK$19.60M · min. income ≈ HK$209,608/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,474 · Scale 2, in force from 26 Feb 2026)