LTV · monthly repayment
▼ 0.50% · 3.625%
HK$496,580
−HK$31,139/mo
▼ 0.25% · 3.875%
HK$512,026
−HK$15,693/mo
Today · 4.125%
HK$527,719
baseline
▲ 0.50% · 4.625%
HK$559,830
+HK$32,111/mo
Deposit HK$108.89M · loan HK$108.89M · min. income ≈ HK$1,055,438/mo (50% DSR)
Upfront cash ≈ HK$123.04M (deposit + AVD stamp duty HK$14,155,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$552,440
−HK$29,846/mo
▼ 0.25% · 3.875%
HK$567,256
−HK$15,030/mo
Today · 4.125%
HK$582,286
baseline
▲ 0.50% · 4.625%
HK$612,979
+HK$30,693/mo
Deposit HK$108.89M · loan HK$108.89M · min. income ≈ HK$1,164,572/mo (50% DSR)
Upfront cash ≈ HK$123.04M (deposit + AVD stamp duty HK$14,155,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$595,895
−HK$37,368/mo
▼ 0.25% · 3.875%
HK$614,431
−HK$18,832/mo
Today · 4.125%
HK$633,263
baseline
▲ 0.50% · 4.625%
HK$671,796
+HK$38,533/mo
Deposit HK$87.11M · loan HK$130.66M · min. income ≈ HK$1,266,526/mo (50% DSR)
Upfront cash ≈ HK$101.26M (deposit + AVD stamp duty HK$14,155,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$662,928
−HK$35,816/mo
▼ 0.25% · 3.875%
HK$680,707
−HK$18,037/mo
Today · 4.125%
HK$698,744
baseline
▲ 0.50% · 4.625%
HK$735,575
+HK$36,831/mo
Deposit HK$87.11M · loan HK$130.66M · min. income ≈ HK$1,397,488/mo (50% DSR)
Upfront cash ≈ HK$101.26M (deposit + AVD stamp duty HK$14,155,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$695,211
−HK$43,596/mo
▼ 0.25% · 3.875%
HK$716,836
−HK$21,971/mo
Today · 4.125%
HK$738,807
baseline
▲ 0.50% · 4.625%
HK$783,762
+HK$44,955/mo
Deposit HK$65.33M · loan HK$152.44M · min. income ≈ HK$1,477,614/mo (50% DSR)
Upfront cash ≈ HK$79.49M (deposit + AVD stamp duty HK$14,155,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$773,416
−HK$41,785/mo
▼ 0.25% · 3.875%
HK$794,158
−HK$21,043/mo
Today · 4.125%
HK$815,201
baseline
▲ 0.50% · 4.625%
HK$858,171
+HK$42,970/mo
Deposit HK$65.33M · loan HK$152.44M · min. income ≈ HK$1,630,402/mo (50% DSR)
Upfront cash ≈ HK$79.49M (deposit + AVD stamp duty HK$14,155,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$893,843
−HK$56,052/mo
▼ 0.25% · 3.875%
HK$921,647
−HK$28,248/mo
Today · 4.125%
HK$949,895
baseline
▲ 0.50% · 4.625%
HK$1,007,694
+HK$57,799/mo
Deposit HK$21.78M · loan HK$196.00M · min. income ≈ HK$1,899,790/mo (50% DSR)
Upfront cash ≈ HK$35.93M (deposit + AVD stamp duty HK$14,155,280 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$994,391
−HK$53,724/mo
▼ 0.25% · 3.875%
HK$1,021,061
−HK$27,054/mo
Today · 4.125%
HK$1,048,115
baseline
▲ 0.50% · 4.625%
HK$1,103,363
+HK$55,248/mo
Deposit HK$21.78M · loan HK$196.00M · min. income ≈ HK$2,096,230/mo (50% DSR)
Upfront cash ≈ HK$35.93M (deposit + AVD stamp duty HK$14,155,280 · Scale 2, in force from 26 Feb 2026)