LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,663
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,208
−HK$1,570/mo
Today · 4.125%
HK$52,778
baseline
▲ 0.50% · 4.625%
HK$55,989
+HK$3,211/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$105,556/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$925,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,250
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$56,732
−HK$1,503/mo
Today · 4.125%
HK$58,235
baseline
▲ 0.50% · 4.625%
HK$61,305
+HK$3,070/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$116,470/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$925,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,596
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$61,450
−HK$1,883/mo
Today · 4.125%
HK$63,333
baseline
▲ 0.50% · 4.625%
HK$67,187
+HK$3,854/mo
Deposit HK$8.71M · loan HK$13.07M · min. income ≈ HK$126,666/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,300
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$68,078
−HK$1,804/mo
Today · 4.125%
HK$69,882
baseline
▲ 0.50% · 4.625%
HK$73,566
+HK$3,684/mo
Deposit HK$8.71M · loan HK$13.07M · min. income ≈ HK$139,764/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,529
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$71,692
−HK$2,197/mo
Today · 4.125%
HK$73,889
baseline
▲ 0.50% · 4.625%
HK$78,385
+HK$4,496/mo
Deposit HK$6.53M · loan HK$15.25M · min. income ≈ HK$147,778/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,350
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$79,425
−HK$2,104/mo
Today · 4.125%
HK$81,529
baseline
▲ 0.50% · 4.625%
HK$85,827
+HK$4,298/mo
Deposit HK$6.53M · loan HK$15.25M · min. income ≈ HK$163,058/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,394
−HK$5,606/mo
▼ 0.25% · 3.875%
HK$92,175
−HK$2,825/mo
Today · 4.125%
HK$95,000
baseline
▲ 0.50% · 4.625%
HK$100,781
+HK$5,781/mo
Deposit HK$2.18M · loan HK$19.60M · min. income ≈ HK$190,000/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,641 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,450
−HK$5,373/mo
▼ 0.25% · 3.875%
HK$102,117
−HK$2,706/mo
Today · 4.125%
HK$104,823
baseline
▲ 0.50% · 4.625%
HK$110,349
+HK$5,526/mo
Deposit HK$2.18M · loan HK$19.60M · min. income ≈ HK$209,646/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,641 · Scale 2, in force from 26 Feb 2026)