LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,667
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,212
−HK$1,570/mo
Today · 4.125%
HK$52,782
baseline
▲ 0.50% · 4.625%
HK$55,993
+HK$3,211/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$105,564/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$925,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,254
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$56,736
−HK$1,503/mo
Today · 4.125%
HK$58,239
baseline
▲ 0.50% · 4.625%
HK$61,309
+HK$3,070/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$116,478/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$925,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,601
−HK$3,737/mo
▼ 0.25% · 3.875%
HK$61,455
−HK$1,883/mo
Today · 4.125%
HK$63,338
baseline
▲ 0.50% · 4.625%
HK$67,192
+HK$3,854/mo
Deposit HK$8.71M · loan HK$13.07M · min. income ≈ HK$126,676/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,305
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$68,083
−HK$1,804/mo
Today · 4.125%
HK$69,887
baseline
▲ 0.50% · 4.625%
HK$73,571
+HK$3,684/mo
Deposit HK$8.71M · loan HK$13.07M · min. income ≈ HK$139,774/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,534
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$71,697
−HK$2,197/mo
Today · 4.125%
HK$73,894
baseline
▲ 0.50% · 4.625%
HK$78,391
+HK$4,497/mo
Deposit HK$6.53M · loan HK$15.25M · min. income ≈ HK$147,788/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,356
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$79,431
−HK$2,104/mo
Today · 4.125%
HK$81,535
baseline
▲ 0.50% · 4.625%
HK$85,833
+HK$4,298/mo
Deposit HK$6.53M · loan HK$15.25M · min. income ≈ HK$163,070/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,401
−HK$5,606/mo
▼ 0.25% · 3.875%
HK$92,182
−HK$2,825/mo
Today · 4.125%
HK$95,007
baseline
▲ 0.50% · 4.625%
HK$100,788
+HK$5,781/mo
Deposit HK$2.18M · loan HK$19.60M · min. income ≈ HK$190,014/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,711 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,458
−HK$5,373/mo
▼ 0.25% · 3.875%
HK$102,125
−HK$2,706/mo
Today · 4.125%
HK$104,831
baseline
▲ 0.50% · 4.625%
HK$110,357
+HK$5,526/mo
Deposit HK$2.18M · loan HK$19.60M · min. income ≈ HK$209,662/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,711 · Scale 2, in force from 26 Feb 2026)