LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,669
−HK$3,114/mo
▼ 0.25% · 3.875%
HK$51,214
−HK$1,569/mo
Today · 4.125%
HK$52,783
baseline
▲ 0.50% · 4.625%
HK$55,995
+HK$3,212/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$105,566/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$925,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,256
−HK$2,985/mo
▼ 0.25% · 3.875%
HK$56,738
−HK$1,503/mo
Today · 4.125%
HK$58,241
baseline
▲ 0.50% · 4.625%
HK$61,311
+HK$3,070/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$116,482/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$925,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,602
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$61,456
−HK$1,884/mo
Today · 4.125%
HK$63,340
baseline
▲ 0.50% · 4.625%
HK$67,194
+HK$3,854/mo
Deposit HK$8.71M · loan HK$13.07M · min. income ≈ HK$126,680/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,307
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$68,085
−HK$1,804/mo
Today · 4.125%
HK$69,889
baseline
▲ 0.50% · 4.625%
HK$73,573
+HK$3,684/mo
Deposit HK$8.71M · loan HK$13.07M · min. income ≈ HK$139,778/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,536
−HK$4,360/mo
▼ 0.25% · 3.875%
HK$71,699
−HK$2,197/mo
Today · 4.125%
HK$73,896
baseline
▲ 0.50% · 4.625%
HK$78,393
+HK$4,497/mo
Deposit HK$6.53M · loan HK$15.25M · min. income ≈ HK$147,792/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,358
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$79,433
−HK$2,104/mo
Today · 4.125%
HK$81,537
baseline
▲ 0.50% · 4.625%
HK$85,835
+HK$4,298/mo
Deposit HK$6.53M · loan HK$15.25M · min. income ≈ HK$163,074/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,403
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$92,184
−HK$2,826/mo
Today · 4.125%
HK$95,010
baseline
▲ 0.50% · 4.625%
HK$100,791
+HK$5,781/mo
Deposit HK$2.18M · loan HK$19.60M · min. income ≈ HK$190,020/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,736 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,460
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$102,128
−HK$2,706/mo
Today · 4.125%
HK$104,834
baseline
▲ 0.50% · 4.625%
HK$110,360
+HK$5,526/mo
Deposit HK$2.18M · loan HK$19.60M · min. income ≈ HK$209,668/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,736 · Scale 2, in force from 26 Feb 2026)