LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,673
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,219
−HK$1,569/mo
Today · 4.125%
HK$52,788
baseline
▲ 0.50% · 4.625%
HK$56,000
+HK$3,212/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$105,576/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$925,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,261
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,743
−HK$1,504/mo
Today · 4.125%
HK$58,247
baseline
▲ 0.50% · 4.625%
HK$61,317
+HK$3,070/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$116,494/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$925,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,608
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$61,462
−HK$1,884/mo
Today · 4.125%
HK$63,346
baseline
▲ 0.50% · 4.625%
HK$67,201
+HK$3,855/mo
Deposit HK$8.71M · loan HK$13.07M · min. income ≈ HK$126,692/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,313
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$68,092
−HK$1,804/mo
Today · 4.125%
HK$69,896
baseline
▲ 0.50% · 4.625%
HK$73,580
+HK$3,684/mo
Deposit HK$8.71M · loan HK$13.07M · min. income ≈ HK$139,792/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,543
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$71,706
−HK$2,198/mo
Today · 4.125%
HK$73,904
baseline
▲ 0.50% · 4.625%
HK$78,401
+HK$4,497/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$147,808/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,366
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$79,441
−HK$2,104/mo
Today · 4.125%
HK$81,545
baseline
▲ 0.50% · 4.625%
HK$85,844
+HK$4,299/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$163,090/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,412
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$92,193
−HK$2,826/mo
Today · 4.125%
HK$95,019
baseline
▲ 0.50% · 4.625%
HK$100,801
+HK$5,782/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$190,038/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,470
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$102,138
−HK$2,706/mo
Today · 4.125%
HK$104,844
baseline
▲ 0.50% · 4.625%
HK$110,371
+HK$5,527/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$209,688/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,826 · Scale 2, in force from 26 Feb 2026)