LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,675
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,220
−HK$1,570/mo
Today · 4.125%
HK$52,790
baseline
▲ 0.50% · 4.625%
HK$56,002
+HK$3,212/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$105,580/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$925,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,263
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,745
−HK$1,504/mo
Today · 4.125%
HK$58,249
baseline
▲ 0.50% · 4.625%
HK$61,319
+HK$3,070/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$116,498/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$925,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,610
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$61,465
−HK$1,883/mo
Today · 4.125%
HK$63,348
baseline
▲ 0.50% · 4.625%
HK$67,203
+HK$3,855/mo
Deposit HK$8.71M · loan HK$13.07M · min. income ≈ HK$126,696/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,316
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$68,094
−HK$1,805/mo
Today · 4.125%
HK$69,899
baseline
▲ 0.50% · 4.625%
HK$73,583
+HK$3,684/mo
Deposit HK$8.71M · loan HK$13.07M · min. income ≈ HK$139,798/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,545
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$71,709
−HK$2,197/mo
Today · 4.125%
HK$73,906
baseline
▲ 0.50% · 4.625%
HK$78,403
+HK$4,497/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$147,812/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,368
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$79,443
−HK$2,105/mo
Today · 4.125%
HK$81,548
baseline
▲ 0.50% · 4.625%
HK$85,847
+HK$4,299/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$163,096/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,415
−HK$5,608/mo
▼ 0.25% · 3.875%
HK$92,197
−HK$2,826/mo
Today · 4.125%
HK$95,023
baseline
▲ 0.50% · 4.625%
HK$100,804
+HK$5,781/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$190,046/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,860 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,474
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$102,142
−HK$2,706/mo
Today · 4.125%
HK$104,848
baseline
▲ 0.50% · 4.625%
HK$110,375
+HK$5,527/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$209,696/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,860 · Scale 2, in force from 26 Feb 2026)