LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,676
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,221
−HK$1,570/mo
Today · 4.125%
HK$52,791
baseline
▲ 0.50% · 4.625%
HK$56,003
+HK$3,212/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$105,582/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$925,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,264
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,746
−HK$1,504/mo
Today · 4.125%
HK$58,250
baseline
▲ 0.50% · 4.625%
HK$61,320
+HK$3,070/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$116,500/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$925,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,611
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$61,465
−HK$1,884/mo
Today · 4.125%
HK$63,349
baseline
▲ 0.50% · 4.625%
HK$67,204
+HK$3,855/mo
Deposit HK$8.71M · loan HK$13.07M · min. income ≈ HK$126,698/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,317
−HK$3,582/mo
▼ 0.25% · 3.875%
HK$68,095
−HK$1,804/mo
Today · 4.125%
HK$69,899
baseline
▲ 0.50% · 4.625%
HK$73,584
+HK$3,685/mo
Deposit HK$8.71M · loan HK$13.07M · min. income ≈ HK$139,798/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,546
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$71,709
−HK$2,198/mo
Today · 4.125%
HK$73,907
baseline
▲ 0.50% · 4.625%
HK$78,404
+HK$4,497/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$147,814/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,369
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$79,444
−HK$2,105/mo
Today · 4.125%
HK$81,549
baseline
▲ 0.50% · 4.625%
HK$85,848
+HK$4,299/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$163,098/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,416
−HK$5,608/mo
▼ 0.25% · 3.875%
HK$92,198
−HK$2,826/mo
Today · 4.125%
HK$95,024
baseline
▲ 0.50% · 4.625%
HK$100,806
+HK$5,782/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$190,048/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,475
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$102,143
−HK$2,706/mo
Today · 4.125%
HK$104,849
baseline
▲ 0.50% · 4.625%
HK$110,376
+HK$5,527/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$209,698/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,871 · Scale 2, in force from 26 Feb 2026)