LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,677
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,222
−HK$1,570/mo
Today · 4.125%
HK$52,792
baseline
▲ 0.50% · 4.625%
HK$56,004
+HK$3,212/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$105,584/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$925,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,265
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,747
−HK$1,504/mo
Today · 4.125%
HK$58,251
baseline
▲ 0.50% · 4.625%
HK$61,321
+HK$3,070/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$116,502/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$925,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,612
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$61,466
−HK$1,884/mo
Today · 4.125%
HK$63,350
baseline
▲ 0.50% · 4.625%
HK$67,205
+HK$3,855/mo
Deposit HK$8.71M · loan HK$13.07M · min. income ≈ HK$126,700/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,318
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$68,097
−HK$1,804/mo
Today · 4.125%
HK$69,901
baseline
▲ 0.50% · 4.625%
HK$73,585
+HK$3,684/mo
Deposit HK$8.71M · loan HK$13.07M · min. income ≈ HK$139,802/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,548
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$71,711
−HK$2,198/mo
Today · 4.125%
HK$73,909
baseline
▲ 0.50% · 4.625%
HK$78,406
+HK$4,497/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$147,818/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,371
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$79,446
−HK$2,105/mo
Today · 4.125%
HK$81,551
baseline
▲ 0.50% · 4.625%
HK$85,850
+HK$4,299/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$163,102/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,418
−HK$5,608/mo
▼ 0.25% · 3.875%
HK$92,200
−HK$2,826/mo
Today · 4.125%
HK$95,026
baseline
▲ 0.50% · 4.625%
HK$100,808
+HK$5,782/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$190,052/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,477
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$102,145
−HK$2,706/mo
Today · 4.125%
HK$104,851
baseline
▲ 0.50% · 4.625%
HK$110,378
+HK$5,527/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$209,702/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,889 · Scale 2, in force from 26 Feb 2026)