LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,679
−HK$3,115/mo
▼ 0.25% · 3.875%
HK$51,224
−HK$1,570/mo
Today · 4.125%
HK$52,794
baseline
▲ 0.50% · 4.625%
HK$56,006
+HK$3,212/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$105,588/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$925,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,267
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,749
−HK$1,504/mo
Today · 4.125%
HK$58,253
baseline
▲ 0.50% · 4.625%
HK$61,324
+HK$3,071/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$116,506/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$925,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,614
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,469
−HK$1,884/mo
Today · 4.125%
HK$63,353
baseline
▲ 0.50% · 4.625%
HK$67,208
+HK$3,855/mo
Deposit HK$8.71M · loan HK$13.07M · min. income ≈ HK$126,706/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,321
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$68,099
−HK$1,805/mo
Today · 4.125%
HK$69,904
baseline
▲ 0.50% · 4.625%
HK$73,588
+HK$3,684/mo
Deposit HK$8.71M · loan HK$13.07M · min. income ≈ HK$139,808/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,550
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$71,714
−HK$2,198/mo
Today · 4.125%
HK$73,912
baseline
▲ 0.50% · 4.625%
HK$78,409
+HK$4,497/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$147,824/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,374
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$79,449
−HK$2,105/mo
Today · 4.125%
HK$81,554
baseline
▲ 0.50% · 4.625%
HK$85,853
+HK$4,299/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$163,108/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,422
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$92,203
−HK$2,826/mo
Today · 4.125%
HK$95,029
baseline
▲ 0.50% · 4.625%
HK$100,812
+HK$5,783/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$190,058/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,481
−HK$5,374/mo
▼ 0.25% · 3.875%
HK$102,149
−HK$2,706/mo
Today · 4.125%
HK$104,855
baseline
▲ 0.50% · 4.625%
HK$110,382
+HK$5,527/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$209,710/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,925 · Scale 2, in force from 26 Feb 2026)