LTV · monthly repayment
▼ 0.50% · 3.625%
HK$496,804
−HK$31,154/mo
▼ 0.25% · 3.875%
HK$512,257
−HK$15,701/mo
Today · 4.125%
HK$527,958
baseline
▲ 0.50% · 4.625%
HK$560,083
+HK$32,125/mo
Deposit HK$108.94M · loan HK$108.94M · min. income ≈ HK$1,055,916/mo (50% DSR)
Upfront cash ≈ HK$123.10M (deposit + AVD stamp duty HK$14,161,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$552,689
−HK$29,861/mo
▼ 0.25% · 3.875%
HK$567,512
−HK$15,038/mo
Today · 4.125%
HK$582,550
baseline
▲ 0.50% · 4.625%
HK$613,257
+HK$30,707/mo
Deposit HK$108.94M · loan HK$108.94M · min. income ≈ HK$1,165,100/mo (50% DSR)
Upfront cash ≈ HK$123.10M (deposit + AVD stamp duty HK$14,161,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$596,165
−HK$37,385/mo
▼ 0.25% · 3.875%
HK$614,709
−HK$18,841/mo
Today · 4.125%
HK$633,550
baseline
▲ 0.50% · 4.625%
HK$672,100
+HK$38,550/mo
Deposit HK$87.15M · loan HK$130.72M · min. income ≈ HK$1,267,100/mo (50% DSR)
Upfront cash ≈ HK$101.31M (deposit + AVD stamp duty HK$14,161,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$663,227
−HK$35,832/mo
▼ 0.25% · 3.875%
HK$681,015
−HK$18,044/mo
Today · 4.125%
HK$699,059
baseline
▲ 0.50% · 4.625%
HK$735,908
+HK$36,849/mo
Deposit HK$87.15M · loan HK$130.72M · min. income ≈ HK$1,398,118/mo (50% DSR)
Upfront cash ≈ HK$101.31M (deposit + AVD stamp duty HK$14,161,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$695,526
−HK$43,615/mo
▼ 0.25% · 3.875%
HK$717,160
−HK$21,981/mo
Today · 4.125%
HK$739,141
baseline
▲ 0.50% · 4.625%
HK$784,116
+HK$44,975/mo
Deposit HK$65.36M · loan HK$152.51M · min. income ≈ HK$1,478,282/mo (50% DSR)
Upfront cash ≈ HK$79.52M (deposit + AVD stamp duty HK$14,161,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$773,765
−HK$41,804/mo
▼ 0.25% · 3.875%
HK$794,517
−HK$21,052/mo
Today · 4.125%
HK$815,569
baseline
▲ 0.50% · 4.625%
HK$858,559
+HK$42,990/mo
Deposit HK$65.36M · loan HK$152.51M · min. income ≈ HK$1,631,138/mo (50% DSR)
Upfront cash ≈ HK$79.52M (deposit + AVD stamp duty HK$14,161,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$894,247
−HK$56,077/mo
▼ 0.25% · 3.875%
HK$922,063
−HK$28,261/mo
Today · 4.125%
HK$950,324
baseline
▲ 0.50% · 4.625%
HK$1,008,149
+HK$57,825/mo
Deposit HK$21.79M · loan HK$196.08M · min. income ≈ HK$1,900,648/mo (50% DSR)
Upfront cash ≈ HK$35.95M (deposit + AVD stamp duty HK$14,161,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$994,841
−HK$53,748/mo
▼ 0.25% · 3.875%
HK$1,021,522
−HK$27,067/mo
Today · 4.125%
HK$1,048,589
baseline
▲ 0.50% · 4.625%
HK$1,103,862
+HK$55,273/mo
Deposit HK$21.79M · loan HK$196.08M · min. income ≈ HK$2,097,178/mo (50% DSR)
Upfront cash ≈ HK$35.95M (deposit + AVD stamp duty HK$14,161,679 · Scale 2, in force from 26 Feb 2026)