LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,680
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,226
−HK$1,570/mo
Today · 4.125%
HK$52,796
baseline
▲ 0.50% · 4.625%
HK$56,008
+HK$3,212/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$105,592/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$925,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,269
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,751
−HK$1,504/mo
Today · 4.125%
HK$58,255
baseline
▲ 0.50% · 4.625%
HK$61,326
+HK$3,071/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$116,510/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$925,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,617
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$61,471
−HK$1,884/mo
Today · 4.125%
HK$63,355
baseline
▲ 0.50% · 4.625%
HK$67,210
+HK$3,855/mo
Deposit HK$8.71M · loan HK$13.07M · min. income ≈ HK$126,710/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,323
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$68,102
−HK$1,804/mo
Today · 4.125%
HK$69,906
baseline
▲ 0.50% · 4.625%
HK$73,591
+HK$3,685/mo
Deposit HK$8.71M · loan HK$13.07M · min. income ≈ HK$139,812/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,553
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$71,716
−HK$2,198/mo
Today · 4.125%
HK$73,914
baseline
▲ 0.50% · 4.625%
HK$78,412
+HK$4,498/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$147,828/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,377
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$79,452
−HK$2,105/mo
Today · 4.125%
HK$81,557
baseline
▲ 0.50% · 4.625%
HK$85,856
+HK$4,299/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$163,114/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,425
−HK$5,608/mo
▼ 0.25% · 3.875%
HK$92,206
−HK$2,827/mo
Today · 4.125%
HK$95,033
baseline
▲ 0.50% · 4.625%
HK$100,815
+HK$5,782/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$190,066/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,484
−HK$5,375/mo
▼ 0.25% · 3.875%
HK$102,152
−HK$2,707/mo
Today · 4.125%
HK$104,859
baseline
▲ 0.50% · 4.625%
HK$110,386
+HK$5,527/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$209,718/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,957 · Scale 2, in force from 26 Feb 2026)