LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,682
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,227
−HK$1,571/mo
Today · 4.125%
HK$52,798
baseline
▲ 0.50% · 4.625%
HK$56,010
+HK$3,212/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$105,596/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$925,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,271
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,753
−HK$1,504/mo
Today · 4.125%
HK$58,257
baseline
▲ 0.50% · 4.625%
HK$61,328
+HK$3,071/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$116,514/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$925,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,618
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,473
−HK$1,884/mo
Today · 4.125%
HK$63,357
baseline
▲ 0.50% · 4.625%
HK$67,212
+HK$3,855/mo
Deposit HK$8.72M · loan HK$13.07M · min. income ≈ HK$126,714/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,325
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$68,104
−HK$1,804/mo
Today · 4.125%
HK$69,908
baseline
▲ 0.50% · 4.625%
HK$73,593
+HK$3,685/mo
Deposit HK$8.72M · loan HK$13.07M · min. income ≈ HK$139,816/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$925,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,555
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$71,718
−HK$2,199/mo
Today · 4.125%
HK$73,917
baseline
▲ 0.50% · 4.625%
HK$78,414
+HK$4,497/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$147,834/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,379
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$79,454
−HK$2,106/mo
Today · 4.125%
HK$81,560
baseline
▲ 0.50% · 4.625%
HK$85,859
+HK$4,299/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$163,120/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$925,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,428
−HK$5,608/mo
▼ 0.25% · 3.875%
HK$92,209
−HK$2,827/mo
Today · 4.125%
HK$95,036
baseline
▲ 0.50% · 4.625%
HK$100,818
+HK$5,782/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$190,072/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,487
−HK$5,375/mo
▼ 0.25% · 3.875%
HK$102,156
−HK$2,706/mo
Today · 4.125%
HK$104,862
baseline
▲ 0.50% · 4.625%
HK$110,390
+HK$5,528/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$209,724/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$925,987 · Scale 2, in force from 26 Feb 2026)