LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,683
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,228
−HK$1,571/mo
Today · 4.125%
HK$52,799
baseline
▲ 0.50% · 4.625%
HK$56,011
+HK$3,212/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$105,598/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,272
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,754
−HK$1,504/mo
Today · 4.125%
HK$58,258
baseline
▲ 0.50% · 4.625%
HK$61,329
+HK$3,071/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$116,516/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,620
−HK$3,738/mo
▼ 0.25% · 3.875%
HK$61,474
−HK$1,884/mo
Today · 4.125%
HK$63,358
baseline
▲ 0.50% · 4.625%
HK$67,213
+HK$3,855/mo
Deposit HK$8.72M · loan HK$13.07M · min. income ≈ HK$126,716/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,326
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,105
−HK$1,805/mo
Today · 4.125%
HK$69,910
baseline
▲ 0.50% · 4.625%
HK$73,595
+HK$3,685/mo
Deposit HK$8.72M · loan HK$13.07M · min. income ≈ HK$139,820/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,556
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$71,720
−HK$2,198/mo
Today · 4.125%
HK$73,918
baseline
▲ 0.50% · 4.625%
HK$78,416
+HK$4,498/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$147,836/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,381
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$79,456
−HK$2,105/mo
Today · 4.125%
HK$81,561
baseline
▲ 0.50% · 4.625%
HK$85,860
+HK$4,299/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$163,122/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,429
−HK$5,608/mo
▼ 0.25% · 3.875%
HK$92,211
−HK$2,826/mo
Today · 4.125%
HK$95,037
baseline
▲ 0.50% · 4.625%
HK$100,820
+HK$5,783/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$190,074/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$926,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,489
−HK$5,375/mo
▼ 0.25% · 3.875%
HK$102,158
−HK$2,706/mo
Today · 4.125%
HK$104,864
baseline
▲ 0.50% · 4.625%
HK$110,392
+HK$5,528/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$209,728/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$926,005 · Scale 2, in force from 26 Feb 2026)