LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,684
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,229
−HK$1,571/mo
Today · 4.125%
HK$52,800
baseline
▲ 0.50% · 4.625%
HK$56,012
+HK$3,212/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$105,600/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,273
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,755
−HK$1,504/mo
Today · 4.125%
HK$58,259
baseline
▲ 0.50% · 4.625%
HK$61,330
+HK$3,071/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$116,518/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,621
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,475
−HK$1,885/mo
Today · 4.125%
HK$63,360
baseline
▲ 0.50% · 4.625%
HK$67,215
+HK$3,855/mo
Deposit HK$8.72M · loan HK$13.07M · min. income ≈ HK$126,720/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,328
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$68,106
−HK$1,805/mo
Today · 4.125%
HK$69,911
baseline
▲ 0.50% · 4.625%
HK$73,596
+HK$3,685/mo
Deposit HK$8.72M · loan HK$13.07M · min. income ≈ HK$139,822/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,558
−HK$4,361/mo
▼ 0.25% · 3.875%
HK$71,721
−HK$2,198/mo
Today · 4.125%
HK$73,919
baseline
▲ 0.50% · 4.625%
HK$78,417
+HK$4,498/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$147,838/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,382
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$79,457
−HK$2,106/mo
Today · 4.125%
HK$81,563
baseline
▲ 0.50% · 4.625%
HK$85,862
+HK$4,299/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$163,126/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,431
−HK$5,608/mo
▼ 0.25% · 3.875%
HK$92,213
−HK$2,826/mo
Today · 4.125%
HK$95,039
baseline
▲ 0.50% · 4.625%
HK$100,822
+HK$5,783/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$190,078/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$926,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,491
−HK$5,375/mo
▼ 0.25% · 3.875%
HK$102,160
−HK$2,706/mo
Today · 4.125%
HK$104,866
baseline
▲ 0.50% · 4.625%
HK$110,394
+HK$5,528/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$209,732/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$926,023 · Scale 2, in force from 26 Feb 2026)