LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,684
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,230
−HK$1,570/mo
Today · 4.125%
HK$52,800
baseline
▲ 0.50% · 4.625%
HK$56,013
+HK$3,213/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$105,600/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,273
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,756
−HK$1,504/mo
Today · 4.125%
HK$58,260
baseline
▲ 0.50% · 4.625%
HK$61,331
+HK$3,071/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$116,520/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,621
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,476
−HK$1,884/mo
Today · 4.125%
HK$63,360
baseline
▲ 0.50% · 4.625%
HK$67,215
+HK$3,855/mo
Deposit HK$8.72M · loan HK$13.07M · min. income ≈ HK$126,720/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,328
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,107
−HK$1,805/mo
Today · 4.125%
HK$69,912
baseline
▲ 0.50% · 4.625%
HK$73,597
+HK$3,685/mo
Deposit HK$8.72M · loan HK$13.07M · min. income ≈ HK$139,824/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,558
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$71,722
−HK$2,198/mo
Today · 4.125%
HK$73,920
baseline
▲ 0.50% · 4.625%
HK$78,418
+HK$4,498/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$147,840/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,383
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$79,458
−HK$2,106/mo
Today · 4.125%
HK$81,564
baseline
▲ 0.50% · 4.625%
HK$85,863
+HK$4,299/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$163,128/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,432
−HK$5,608/mo
▼ 0.25% · 3.875%
HK$92,214
−HK$2,826/mo
Today · 4.125%
HK$95,040
baseline
▲ 0.50% · 4.625%
HK$100,823
+HK$5,783/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$190,080/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$926,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,492
−HK$5,375/mo
▼ 0.25% · 3.875%
HK$102,161
−HK$2,706/mo
Today · 4.125%
HK$104,867
baseline
▲ 0.50% · 4.625%
HK$110,395
+HK$5,528/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$209,734/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$926,032 · Scale 2, in force from 26 Feb 2026)