LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,685
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,231
−HK$1,570/mo
Today · 4.125%
HK$52,801
baseline
▲ 0.50% · 4.625%
HK$56,014
+HK$3,213/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$105,602/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,274
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,757
−HK$1,503/mo
Today · 4.125%
HK$58,260
baseline
▲ 0.50% · 4.625%
HK$61,331
+HK$3,071/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$116,520/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,622
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,477
−HK$1,884/mo
Today · 4.125%
HK$63,361
baseline
▲ 0.50% · 4.625%
HK$67,216
+HK$3,855/mo
Deposit HK$8.72M · loan HK$13.07M · min. income ≈ HK$126,722/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,329
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,108
−HK$1,805/mo
Today · 4.125%
HK$69,913
baseline
▲ 0.50% · 4.625%
HK$73,598
+HK$3,685/mo
Deposit HK$8.72M · loan HK$13.07M · min. income ≈ HK$139,826/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,559
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$71,723
−HK$2,198/mo
Today · 4.125%
HK$73,921
baseline
▲ 0.50% · 4.625%
HK$78,419
+HK$4,498/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$147,842/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,384
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$79,459
−HK$2,106/mo
Today · 4.125%
HK$81,565
baseline
▲ 0.50% · 4.625%
HK$85,864
+HK$4,299/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$163,130/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,433
−HK$5,608/mo
▼ 0.25% · 3.875%
HK$92,215
−HK$2,826/mo
Today · 4.125%
HK$95,041
baseline
▲ 0.50% · 4.625%
HK$100,824
+HK$5,783/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$190,082/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$926,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,494
−HK$5,375/mo
▼ 0.25% · 3.875%
HK$102,162
−HK$2,707/mo
Today · 4.125%
HK$104,869
baseline
▲ 0.50% · 4.625%
HK$110,397
+HK$5,528/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$209,738/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$926,044 · Scale 2, in force from 26 Feb 2026)