LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,686
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,232
−HK$1,570/mo
Today · 4.125%
HK$52,802
baseline
▲ 0.50% · 4.625%
HK$56,015
+HK$3,213/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$105,604/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,276
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,758
−HK$1,504/mo
Today · 4.125%
HK$58,262
baseline
▲ 0.50% · 4.625%
HK$61,333
+HK$3,071/mo
Deposit HK$10.89M · loan HK$10.89M · min. income ≈ HK$116,524/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,624
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,478
−HK$1,885/mo
Today · 4.125%
HK$63,363
baseline
▲ 0.50% · 4.625%
HK$67,218
+HK$3,855/mo
Deposit HK$8.72M · loan HK$13.07M · min. income ≈ HK$126,726/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,331
−HK$3,583/mo
▼ 0.25% · 3.875%
HK$68,110
−HK$1,804/mo
Today · 4.125%
HK$69,914
baseline
▲ 0.50% · 4.625%
HK$73,600
+HK$3,686/mo
Deposit HK$8.72M · loan HK$13.07M · min. income ≈ HK$139,828/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,561
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$71,725
−HK$2,198/mo
Today · 4.125%
HK$73,923
baseline
▲ 0.50% · 4.625%
HK$78,421
+HK$4,498/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$147,846/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,386
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$79,461
−HK$2,106/mo
Today · 4.125%
HK$81,567
baseline
▲ 0.50% · 4.625%
HK$85,866
+HK$4,299/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$163,134/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,436
−HK$5,608/mo
▼ 0.25% · 3.875%
HK$92,217
−HK$2,827/mo
Today · 4.125%
HK$95,044
baseline
▲ 0.50% · 4.625%
HK$100,827
+HK$5,783/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$190,088/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,496
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$102,165
−HK$2,707/mo
Today · 4.125%
HK$104,872
baseline
▲ 0.50% · 4.625%
HK$110,400
+HK$5,528/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$209,744/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,068 · Scale 2, in force from 26 Feb 2026)