LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,687
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,233
−HK$1,570/mo
Today · 4.125%
HK$52,803
baseline
▲ 0.50% · 4.625%
HK$56,016
+HK$3,213/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,606/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,277
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,759
−HK$1,504/mo
Today · 4.125%
HK$58,263
baseline
▲ 0.50% · 4.625%
HK$61,334
+HK$3,071/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,526/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,625
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,479
−HK$1,885/mo
Today · 4.125%
HK$63,364
baseline
▲ 0.50% · 4.625%
HK$67,219
+HK$3,855/mo
Deposit HK$8.72M · loan HK$13.07M · min. income ≈ HK$126,728/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,332
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,111
−HK$1,805/mo
Today · 4.125%
HK$69,916
baseline
▲ 0.50% · 4.625%
HK$73,601
+HK$3,685/mo
Deposit HK$8.72M · loan HK$13.07M · min. income ≈ HK$139,832/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,562
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$71,726
−HK$2,198/mo
Today · 4.125%
HK$73,924
baseline
▲ 0.50% · 4.625%
HK$78,422
+HK$4,498/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$147,848/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,387
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$79,463
−HK$2,105/mo
Today · 4.125%
HK$81,568
baseline
▲ 0.50% · 4.625%
HK$85,868
+HK$4,300/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$163,136/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,437
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$92,219
−HK$2,827/mo
Today · 4.125%
HK$95,046
baseline
▲ 0.50% · 4.625%
HK$100,829
+HK$5,783/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$190,092/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,498
−HK$5,375/mo
▼ 0.25% · 3.875%
HK$102,166
−HK$2,707/mo
Today · 4.125%
HK$104,873
baseline
▲ 0.50% · 4.625%
HK$110,401
+HK$5,528/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$209,746/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,084 · Scale 2, in force from 26 Feb 2026)