LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,688
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,234
−HK$1,570/mo
Today · 4.125%
HK$52,804
baseline
▲ 0.50% · 4.625%
HK$56,017
+HK$3,213/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,608/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,277
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,760
−HK$1,504/mo
Today · 4.125%
HK$58,264
baseline
▲ 0.50% · 4.625%
HK$61,335
+HK$3,071/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,528/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,626
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,480
−HK$1,885/mo
Today · 4.125%
HK$63,365
baseline
▲ 0.50% · 4.625%
HK$67,220
+HK$3,855/mo
Deposit HK$8.72M · loan HK$13.07M · min. income ≈ HK$126,730/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,333
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,112
−HK$1,805/mo
Today · 4.125%
HK$69,917
baseline
▲ 0.50% · 4.625%
HK$73,602
+HK$3,685/mo
Deposit HK$8.72M · loan HK$13.07M · min. income ≈ HK$139,834/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,563
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$71,727
−HK$2,198/mo
Today · 4.125%
HK$73,925
baseline
▲ 0.50% · 4.625%
HK$78,424
+HK$4,499/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$147,850/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,388
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$79,464
−HK$2,105/mo
Today · 4.125%
HK$81,569
baseline
▲ 0.50% · 4.625%
HK$85,869
+HK$4,300/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$163,138/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,438
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$92,220
−HK$2,827/mo
Today · 4.125%
HK$95,047
baseline
▲ 0.50% · 4.625%
HK$100,830
+HK$5,783/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$190,094/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,097 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,499
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$102,168
−HK$2,707/mo
Today · 4.125%
HK$104,875
baseline
▲ 0.50% · 4.625%
HK$110,403
+HK$5,528/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$209,750/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,097 · Scale 2, in force from 26 Feb 2026)