LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,689
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,235
−HK$1,570/mo
Today · 4.125%
HK$52,805
baseline
▲ 0.50% · 4.625%
HK$56,018
+HK$3,213/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,610/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,278
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,761
−HK$1,504/mo
Today · 4.125%
HK$58,265
baseline
▲ 0.50% · 4.625%
HK$61,336
+HK$3,071/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,530/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,627
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,482
−HK$1,884/mo
Today · 4.125%
HK$63,366
baseline
▲ 0.50% · 4.625%
HK$67,222
+HK$3,856/mo
Deposit HK$8.72M · loan HK$13.07M · min. income ≈ HK$126,732/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,334
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,113
−HK$1,805/mo
Today · 4.125%
HK$69,918
baseline
▲ 0.50% · 4.625%
HK$73,603
+HK$3,685/mo
Deposit HK$8.72M · loan HK$13.07M · min. income ≈ HK$139,836/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,565
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$71,728
−HK$2,199/mo
Today · 4.125%
HK$73,927
baseline
▲ 0.50% · 4.625%
HK$78,425
+HK$4,498/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$147,854/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,390
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$79,465
−HK$2,106/mo
Today · 4.125%
HK$81,571
baseline
▲ 0.50% · 4.625%
HK$85,871
+HK$4,300/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$163,142/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,440
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$92,222
−HK$2,827/mo
Today · 4.125%
HK$95,049
baseline
▲ 0.50% · 4.625%
HK$100,832
+HK$5,783/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$190,098/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,501
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$102,170
−HK$2,707/mo
Today · 4.125%
HK$104,877
baseline
▲ 0.50% · 4.625%
HK$110,405
+HK$5,528/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$209,754/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,116 · Scale 2, in force from 26 Feb 2026)