LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,690
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,236
−HK$1,570/mo
Today · 4.125%
HK$52,806
baseline
▲ 0.50% · 4.625%
HK$56,020
+HK$3,214/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,612/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,280
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,763
−HK$1,504/mo
Today · 4.125%
HK$58,267
baseline
▲ 0.50% · 4.625%
HK$61,338
+HK$3,071/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,534/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,628
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$61,483
−HK$1,885/mo
Today · 4.125%
HK$63,368
baseline
▲ 0.50% · 4.625%
HK$67,223
+HK$3,855/mo
Deposit HK$8.72M · loan HK$13.07M · min. income ≈ HK$126,736/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,336
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,115
−HK$1,805/mo
Today · 4.125%
HK$69,920
baseline
▲ 0.50% · 4.625%
HK$73,606
+HK$3,686/mo
Deposit HK$8.72M · loan HK$13.07M · min. income ≈ HK$139,840/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,566
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$71,730
−HK$2,199/mo
Today · 4.125%
HK$73,929
baseline
▲ 0.50% · 4.625%
HK$78,427
+HK$4,498/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$147,858/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,392
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$79,468
−HK$2,105/mo
Today · 4.125%
HK$81,573
baseline
▲ 0.50% · 4.625%
HK$85,873
+HK$4,300/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$163,146/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,443
−HK$5,608/mo
▼ 0.25% · 3.875%
HK$92,225
−HK$2,826/mo
Today · 4.125%
HK$95,051
baseline
▲ 0.50% · 4.625%
HK$100,835
+HK$5,784/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$190,102/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,142 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,504
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$102,173
−HK$2,707/mo
Today · 4.125%
HK$104,880
baseline
▲ 0.50% · 4.625%
HK$110,408
+HK$5,528/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$209,760/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,142 · Scale 2, in force from 26 Feb 2026)