LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,691
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,236
−HK$1,571/mo
Today · 4.125%
HK$52,807
baseline
▲ 0.50% · 4.625%
HK$56,020
+HK$3,213/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,614/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,280
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,763
−HK$1,504/mo
Today · 4.125%
HK$58,267
baseline
▲ 0.50% · 4.625%
HK$61,338
+HK$3,071/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,534/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,629
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,484
−HK$1,884/mo
Today · 4.125%
HK$63,368
baseline
▲ 0.50% · 4.625%
HK$67,224
+HK$3,856/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,736/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,336
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,116
−HK$1,804/mo
Today · 4.125%
HK$69,920
baseline
▲ 0.50% · 4.625%
HK$73,606
+HK$3,686/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,840/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,567
−HK$4,362/mo
▼ 0.25% · 3.875%
HK$71,731
−HK$2,198/mo
Today · 4.125%
HK$73,929
baseline
▲ 0.50% · 4.625%
HK$78,428
+HK$4,499/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$147,858/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,392
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$79,468
−HK$2,106/mo
Today · 4.125%
HK$81,574
baseline
▲ 0.50% · 4.625%
HK$85,874
+HK$4,300/mo
Deposit HK$6.54M · loan HK$15.25M · min. income ≈ HK$163,148/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,443
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$92,225
−HK$2,827/mo
Today · 4.125%
HK$95,052
baseline
▲ 0.50% · 4.625%
HK$100,836
+HK$5,784/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$190,104/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,505
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$102,173
−HK$2,708/mo
Today · 4.125%
HK$104,881
baseline
▲ 0.50% · 4.625%
HK$110,409
+HK$5,528/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$209,762/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,147 · Scale 2, in force from 26 Feb 2026)