LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,694
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,239
−HK$1,571/mo
Today · 4.125%
HK$52,810
baseline
▲ 0.50% · 4.625%
HK$56,023
+HK$3,213/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,620/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,284
−HK$2,986/mo
▼ 0.25% · 3.875%
HK$56,766
−HK$1,504/mo
Today · 4.125%
HK$58,270
baseline
▲ 0.50% · 4.625%
HK$61,342
+HK$3,072/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,540/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,632
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$61,487
−HK$1,885/mo
Today · 4.125%
HK$63,372
baseline
▲ 0.50% · 4.625%
HK$67,228
+HK$3,856/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,744/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,340
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,120
−HK$1,805/mo
Today · 4.125%
HK$69,925
baseline
▲ 0.50% · 4.625%
HK$73,610
+HK$3,685/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,850/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,571
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$71,735
−HK$2,199/mo
Today · 4.125%
HK$73,934
baseline
▲ 0.50% · 4.625%
HK$78,432
+HK$4,498/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$147,868/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,397
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$79,473
−HK$2,106/mo
Today · 4.125%
HK$81,579
baseline
▲ 0.50% · 4.625%
HK$85,879
+HK$4,300/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$163,158/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,449
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$92,231
−HK$2,827/mo
Today · 4.125%
HK$95,058
baseline
▲ 0.50% · 4.625%
HK$100,842
+HK$5,784/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$190,116/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,203 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,511
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$102,179
−HK$2,708/mo
Today · 4.125%
HK$104,887
baseline
▲ 0.50% · 4.625%
HK$110,416
+HK$5,529/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$209,774/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,203 · Scale 2, in force from 26 Feb 2026)