LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,695
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,241
−HK$1,570/mo
Today · 4.125%
HK$52,811
baseline
▲ 0.50% · 4.625%
HK$56,025
+HK$3,214/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,622/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,285
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,768
−HK$1,504/mo
Today · 4.125%
HK$58,272
baseline
▲ 0.50% · 4.625%
HK$61,344
+HK$3,072/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,544/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,634
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,489
−HK$1,884/mo
Today · 4.125%
HK$63,373
baseline
▲ 0.50% · 4.625%
HK$67,230
+HK$3,857/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,746/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,342
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,121
−HK$1,805/mo
Today · 4.125%
HK$69,926
baseline
▲ 0.50% · 4.625%
HK$73,612
+HK$3,686/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,852/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,573
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$71,737
−HK$2,199/mo
Today · 4.125%
HK$73,936
baseline
▲ 0.50% · 4.625%
HK$78,435
+HK$4,499/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$147,872/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,399
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$79,475
−HK$2,106/mo
Today · 4.125%
HK$81,581
baseline
▲ 0.50% · 4.625%
HK$85,881
+HK$4,300/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$163,162/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,451
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$92,233
−HK$2,827/mo
Today · 4.125%
HK$95,060
baseline
▲ 0.50% · 4.625%
HK$100,844
+HK$5,784/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$190,120/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,513
−HK$5,377/mo
▼ 0.25% · 3.875%
HK$102,182
−HK$2,708/mo
Today · 4.125%
HK$104,890
baseline
▲ 0.50% · 4.625%
HK$110,418
+HK$5,528/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$209,780/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,227 · Scale 2, in force from 26 Feb 2026)