LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,696
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,242
−HK$1,570/mo
Today · 4.125%
HK$52,812
baseline
▲ 0.50% · 4.625%
HK$56,026
+HK$3,214/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,624/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,286
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,769
−HK$1,504/mo
Today · 4.125%
HK$58,273
baseline
▲ 0.50% · 4.625%
HK$61,345
+HK$3,072/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,546/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,635
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$61,490
−HK$1,885/mo
Today · 4.125%
HK$63,375
baseline
▲ 0.50% · 4.625%
HK$67,231
+HK$3,856/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,750/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,343
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,123
−HK$1,805/mo
Today · 4.125%
HK$69,928
baseline
▲ 0.50% · 4.625%
HK$73,614
+HK$3,686/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,856/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,574
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$71,738
−HK$2,199/mo
Today · 4.125%
HK$73,937
baseline
▲ 0.50% · 4.625%
HK$78,436
+HK$4,499/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$147,874/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,401
−HK$4,181/mo
▼ 0.25% · 3.875%
HK$79,476
−HK$2,106/mo
Today · 4.125%
HK$81,582
baseline
▲ 0.50% · 4.625%
HK$85,883
+HK$4,301/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$163,164/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,452
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$92,235
−HK$2,827/mo
Today · 4.125%
HK$95,062
baseline
▲ 0.50% · 4.625%
HK$100,846
+HK$5,784/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$190,124/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,243 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,515
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$102,184
−HK$2,707/mo
Today · 4.125%
HK$104,891
baseline
▲ 0.50% · 4.625%
HK$110,420
+HK$5,529/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$209,782/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,243 · Scale 2, in force from 26 Feb 2026)