LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,697
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,243
−HK$1,570/mo
Today · 4.125%
HK$52,813
baseline
▲ 0.50% · 4.625%
HK$56,027
+HK$3,214/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,626/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,287
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,770
−HK$1,504/mo
Today · 4.125%
HK$58,274
baseline
▲ 0.50% · 4.625%
HK$61,346
+HK$3,072/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,548/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,636
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$61,491
−HK$1,885/mo
Today · 4.125%
HK$63,376
baseline
▲ 0.50% · 4.625%
HK$67,232
+HK$3,856/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,752/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,345
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,124
−HK$1,805/mo
Today · 4.125%
HK$69,929
baseline
▲ 0.50% · 4.625%
HK$73,615
+HK$3,686/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,858/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,576
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$71,740
−HK$2,199/mo
Today · 4.125%
HK$73,939
baseline
▲ 0.50% · 4.625%
HK$78,438
+HK$4,499/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$147,878/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,402
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$79,478
−HK$2,106/mo
Today · 4.125%
HK$81,584
baseline
▲ 0.50% · 4.625%
HK$85,884
+HK$4,300/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$163,168/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,454
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$92,237
−HK$2,827/mo
Today · 4.125%
HK$95,064
baseline
▲ 0.50% · 4.625%
HK$100,848
+HK$5,784/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$190,128/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,263 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,517
−HK$5,377/mo
▼ 0.25% · 3.875%
HK$102,186
−HK$2,708/mo
Today · 4.125%
HK$104,894
baseline
▲ 0.50% · 4.625%
HK$110,423
+HK$5,529/mo
Deposit HK$2.18M · loan HK$19.61M · min. income ≈ HK$209,788/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,263 · Scale 2, in force from 26 Feb 2026)