LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,697
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,243
−HK$1,571/mo
Today · 4.125%
HK$52,814
baseline
▲ 0.50% · 4.625%
HK$56,027
+HK$3,213/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,628/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,288
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,770
−HK$1,505/mo
Today · 4.125%
HK$58,275
baseline
▲ 0.50% · 4.625%
HK$61,346
+HK$3,071/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,550/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,637
−HK$3,739/mo
▼ 0.25% · 3.875%
HK$61,492
−HK$1,884/mo
Today · 4.125%
HK$63,376
baseline
▲ 0.50% · 4.625%
HK$67,233
+HK$3,857/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,752/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,345
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,125
−HK$1,805/mo
Today · 4.125%
HK$69,930
baseline
▲ 0.50% · 4.625%
HK$73,616
+HK$3,686/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,860/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,576
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$71,740
−HK$2,199/mo
Today · 4.125%
HK$73,939
baseline
▲ 0.50% · 4.625%
HK$78,438
+HK$4,499/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$147,878/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,403
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$79,479
−HK$2,106/mo
Today · 4.125%
HK$81,585
baseline
▲ 0.50% · 4.625%
HK$85,885
+HK$4,300/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$163,170/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,455
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$92,238
−HK$2,827/mo
Today · 4.125%
HK$95,065
baseline
▲ 0.50% · 4.625%
HK$100,849
+HK$5,784/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$190,130/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,270 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,518
−HK$5,376/mo
▼ 0.25% · 3.875%
HK$102,187
−HK$2,707/mo
Today · 4.125%
HK$104,894
baseline
▲ 0.50% · 4.625%
HK$110,424
+HK$5,530/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$209,788/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,270 · Scale 2, in force from 26 Feb 2026)