LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,698
−HK$3,116/mo
▼ 0.25% · 3.875%
HK$51,244
−HK$1,570/mo
Today · 4.125%
HK$52,814
baseline
▲ 0.50% · 4.625%
HK$56,028
+HK$3,214/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,628/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,288
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,771
−HK$1,504/mo
Today · 4.125%
HK$58,275
baseline
▲ 0.50% · 4.625%
HK$61,347
+HK$3,072/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,550/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,637
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$61,492
−HK$1,885/mo
Today · 4.125%
HK$63,377
baseline
▲ 0.50% · 4.625%
HK$67,234
+HK$3,857/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,754/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,346
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,125
−HK$1,805/mo
Today · 4.125%
HK$69,930
baseline
▲ 0.50% · 4.625%
HK$73,617
+HK$3,687/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,860/mo (50% DSR)
Upfront cash ≈ HK$9.64M (deposit + AVD stamp duty HK$926,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,577
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$71,741
−HK$2,199/mo
Today · 4.125%
HK$73,940
baseline
▲ 0.50% · 4.625%
HK$78,439
+HK$4,499/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$147,880/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,404
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$79,480
−HK$2,106/mo
Today · 4.125%
HK$81,586
baseline
▲ 0.50% · 4.625%
HK$85,886
+HK$4,300/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$163,172/mo (50% DSR)
Upfront cash ≈ HK$7.46M (deposit + AVD stamp duty HK$926,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,456
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$92,239
−HK$2,827/mo
Today · 4.125%
HK$95,066
baseline
▲ 0.50% · 4.625%
HK$100,850
+HK$5,784/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$190,132/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,519
−HK$5,377/mo
▼ 0.25% · 3.875%
HK$102,188
−HK$2,708/mo
Today · 4.125%
HK$104,896
baseline
▲ 0.50% · 4.625%
HK$110,425
+HK$5,529/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$209,792/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,281 · Scale 2, in force from 26 Feb 2026)