LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,702
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,248
−HK$1,571/mo
Today · 4.125%
HK$52,819
baseline
▲ 0.50% · 4.625%
HK$56,033
+HK$3,214/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,638/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,293
−HK$2,987/mo
▼ 0.25% · 3.875%
HK$56,776
−HK$1,504/mo
Today · 4.125%
HK$58,280
baseline
▲ 0.50% · 4.625%
HK$61,352
+HK$3,072/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,560/mo (50% DSR)
Upfront cash ≈ HK$11.82M (deposit + AVD stamp duty HK$926,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,642
−HK$3,741/mo
▼ 0.25% · 3.875%
HK$61,498
−HK$1,885/mo
Today · 4.125%
HK$63,383
baseline
▲ 0.50% · 4.625%
HK$67,239
+HK$3,856/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,766/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,352
−HK$3,584/mo
▼ 0.25% · 3.875%
HK$68,131
−HK$1,805/mo
Today · 4.125%
HK$69,936
baseline
▲ 0.50% · 4.625%
HK$73,623
+HK$3,687/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,872/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,583
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$71,747
−HK$2,199/mo
Today · 4.125%
HK$73,946
baseline
▲ 0.50% · 4.625%
HK$78,446
+HK$4,500/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$147,892/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,410
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$79,486
−HK$2,107/mo
Today · 4.125%
HK$81,593
baseline
▲ 0.50% · 4.625%
HK$85,893
+HK$4,300/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$163,186/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,464
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$92,247
−HK$2,827/mo
Today · 4.125%
HK$95,074
baseline
▲ 0.50% · 4.625%
HK$100,859
+HK$5,785/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$190,148/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,528
−HK$5,377/mo
▼ 0.25% · 3.875%
HK$102,197
−HK$2,708/mo
Today · 4.125%
HK$104,905
baseline
▲ 0.50% · 4.625%
HK$110,434
+HK$5,529/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$209,810/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,360 · Scale 2, in force from 26 Feb 2026)