LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,704
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,250
−HK$1,571/mo
Today · 4.125%
HK$52,821
baseline
▲ 0.50% · 4.625%
HK$56,035
+HK$3,214/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,642/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,295
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,778
−HK$1,505/mo
Today · 4.125%
HK$58,283
baseline
▲ 0.50% · 4.625%
HK$61,355
+HK$3,072/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,566/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,645
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$61,500
−HK$1,885/mo
Today · 4.125%
HK$63,385
baseline
▲ 0.50% · 4.625%
HK$67,242
+HK$3,857/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,770/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,354
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,134
−HK$1,805/mo
Today · 4.125%
HK$69,939
baseline
▲ 0.50% · 4.625%
HK$73,626
+HK$3,687/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,878/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,586
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$71,750
−HK$2,200/mo
Today · 4.125%
HK$73,950
baseline
▲ 0.50% · 4.625%
HK$78,449
+HK$4,499/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$147,900/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,414
−HK$4,182/mo
▼ 0.25% · 3.875%
HK$79,490
−HK$2,106/mo
Today · 4.125%
HK$81,596
baseline
▲ 0.50% · 4.625%
HK$85,897
+HK$4,301/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$163,192/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,468
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$92,250
−HK$2,828/mo
Today · 4.125%
HK$95,078
baseline
▲ 0.50% · 4.625%
HK$100,863
+HK$5,785/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$190,156/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,532
−HK$5,377/mo
▼ 0.25% · 3.875%
HK$102,201
−HK$2,708/mo
Today · 4.125%
HK$104,909
baseline
▲ 0.50% · 4.625%
HK$110,439
+HK$5,530/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$209,818/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,400 · Scale 2, in force from 26 Feb 2026)