LTV · monthly repayment
▼ 0.50% · 3.625%
HK$49,705
−HK$3,117/mo
▼ 0.25% · 3.875%
HK$51,251
−HK$1,571/mo
Today · 4.125%
HK$52,822
baseline
▲ 0.50% · 4.625%
HK$56,036
+HK$3,214/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$105,644/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,296
−HK$2,988/mo
▼ 0.25% · 3.875%
HK$56,779
−HK$1,505/mo
Today · 4.125%
HK$58,284
baseline
▲ 0.50% · 4.625%
HK$61,356
+HK$3,072/mo
Deposit HK$10.90M · loan HK$10.90M · min. income ≈ HK$116,568/mo (50% DSR)
Upfront cash ≈ HK$11.83M (deposit + AVD stamp duty HK$926,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$59,646
−HK$3,740/mo
▼ 0.25% · 3.875%
HK$61,501
−HK$1,885/mo
Today · 4.125%
HK$63,386
baseline
▲ 0.50% · 4.625%
HK$67,243
+HK$3,857/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$126,772/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,355
−HK$3,585/mo
▼ 0.25% · 3.875%
HK$68,135
−HK$1,805/mo
Today · 4.125%
HK$69,940
baseline
▲ 0.50% · 4.625%
HK$73,627
+HK$3,687/mo
Deposit HK$8.72M · loan HK$13.08M · min. income ≈ HK$139,880/mo (50% DSR)
Upfront cash ≈ HK$9.65M (deposit + AVD stamp duty HK$926,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,587
−HK$4,363/mo
▼ 0.25% · 3.875%
HK$71,751
−HK$2,199/mo
Today · 4.125%
HK$73,950
baseline
▲ 0.50% · 4.625%
HK$78,450
+HK$4,500/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$147,900/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$77,414
−HK$4,183/mo
▼ 0.25% · 3.875%
HK$79,491
−HK$2,106/mo
Today · 4.125%
HK$81,597
baseline
▲ 0.50% · 4.625%
HK$85,898
+HK$4,301/mo
Deposit HK$6.54M · loan HK$15.26M · min. income ≈ HK$163,194/mo (50% DSR)
Upfront cash ≈ HK$7.47M (deposit + AVD stamp duty HK$926,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,469
−HK$5,610/mo
▼ 0.25% · 3.875%
HK$92,252
−HK$2,827/mo
Today · 4.125%
HK$95,079
baseline
▲ 0.50% · 4.625%
HK$100,864
+HK$5,785/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$190,158/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$99,533
−HK$5,377/mo
▼ 0.25% · 3.875%
HK$102,202
−HK$2,708/mo
Today · 4.125%
HK$104,910
baseline
▲ 0.50% · 4.625%
HK$110,440
+HK$5,530/mo
Deposit HK$2.18M · loan HK$19.62M · min. income ≈ HK$209,820/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$926,411 · Scale 2, in force from 26 Feb 2026)